Rising inflation is impacting nearly every American in the early start of 2022. But according to Ramsey Solutions’ Q1 State of Personal Finance study, 85% of those who use a monthly budget believe it helped control their impulse spending.

It’s no secret that the pace of life has made us exhausted. National bestselling author and mental health and wellness expert Dr. John Delony reminds readers there’s a better, healthier way to live.

For the ninth year, Ramsey Solutions is honoring teachers with a Teacher Appreciation Giveaway during National Financial Literacy Month.

The State of Mental Health study reveals a number of challenges weighing heavily on people.

In the 2022 SmartDollar Employee Benefits Study, employees cite money and personal finances as their top reasons for significant stress.

Despite a downward trend in the overall assessment of Americans and personal finances in 2021, 80 percent said they are hopeful about their financial situation for 2022.

No. 1 National Bestselling Author Releases ‘Baby Steps Millionaires’ Jan. 11, 2022

Retirement ranks as the number one long-term savings goal among Americans, but more than half (56%) feel behind on investing.

The Apay Financial team is joining Ramsey Solutions to further the company’s message of hope through innovative digital products.